The right workout clothes will inspire you to push a little harder and reach a little farther as you work to attain the physique of your dreams. The two most important properties fitness wear must have are a comfortable fit and proper support. You must be comfortable during your workout so you can focus on your routine versus adjusting your clothing; the fit must be right so that accidental exposure doesn’t become a problem. You also need proper support so you don’t feel exposed or uncomfortable due to too much bounce or jiggle. Lucy workout clothes are the best choice out there because they offer a variety of tops, bottoms and accessories to inspire any fitness enthusiast to lead an active lifestyle.The Lucy brand of workout clothes is a stylishly made, functional line of women’s active wear. The cuts and designs are all very attractive and flattering to the female form without being too revealing. This line is made from materials that allow air to flow through the clothing keeping your skin dryer which helps to keep you comfortable as the sweat really begins to flow. You can easily mix and match the clothes from their line which makes it easy to create many different outfits from a hand full of items.Lucy workout clothes come not only in basic black but in a rainbow of greens, oranges, pinks, purples and blues. This wonderful splash of color adds beauty and vibrancy to this clothing line that is sorely missed from other brands.There are also accessories available that you may need such as sweatbands, headbands, socks and more.
If you have a tough time finding a good fitting outfit, then you have come to the right place. Lucy’s line has clothing in petite to tall, from extra small to plus size. Rest assured if you need tall pants, Lucy will cover your long torso beautifully. If you have a fuller size, Lucy plus sizes will provide you with great coverage and support while flattering your female frame.Lucy has a fantastic online store filled with items on sale and two for one buys not available at their physical stores. If you are not sure of what size you may need, then by all means step out and visit a Lucy store near you. Once you find that perfect fit shop in-store or online. Of course Lucy’s online store has a sizing chart so please be sure to check it out before you make your online purchases.Lucy workout clothes are priced more mid-range when compared to other brands. While they do have pants priced at $100, they also have great high quality pants priced at $20. Most of their clothing is regularly priced somewhere from $30-$80. Of course there are sales and special going on just about every day so check in at their online store often.
The Beauty Behind the Lucy Workout Clothes Brand and Why It Will Inspire You
Business Loans In Canada: Financing Solutions Via Alternative Finance & Traditional Funding
Business loans and finance for a business just may have gotten good again? The pursuit of credit and funding of cash flow solutions for your business often seems like an eternal challenge, even in the best of times, let alone any industry or economic crisis. Let’s dig in.
Since the 2008 financial crisis there’s been a lot of change in finance options from lenders for corporate loans. Canadian business owners and financial managers have excess from everything from peer-to-peer company loans, varied alternative finance solutions, as well of course as the traditional financing offered by Canadian chartered banks.
Those online business loans referenced above are popular and arose out of the merchant cash advance programs in the United States. Loans are based on a percentage of your annual sales, typically in the 15-20% range. The loans are certainly expensive but are viewed as easy to obtain by many small businesses, including retailers who sell on a cash or credit card basis.
Depending on your firm’s circumstances and your ability to truly understand the different choices available to firms searching for SME COMMERCIAL FINANCE options. Those small to medium sized companies ( the definition of ‘ small business ‘ certainly varies as to what is small – often defined as businesses with less than 500 employees! )
How then do we create our road map for external financing techniques and solutions? A simpler way to look at it is to categorize these different financing options under:
Debt / Loans
Asset Based Financing
Alternative Hybrid type solutions
Many top experts maintain that the alternative financing solutions currently available to your firm, in fact are on par with Canadian chartered bank financing when it comes to a full spectrum of funding. The alternative lender is typically a private commercial finance company with a niche in one of the various asset finance areas
If there is one significant trend that’s ‘ sticking ‘it’s Asset Based Finance. The ability of firms to obtain funding via assets such as accounts receivable, inventory and fixed assets with no major emphasis on balance sheet structure and profits and cash flow ( those three elements drive bank financing approval in no small measure ) is the key to success in ABL ( Asset Based Lending ).
Factoring, aka ‘ Receivable Finance ‘ is the other huge driver in trade finance in Canada. In some cases, it’s the only way for firms to be able to sell and finance clients in other geographies/countries.
The rise of ‘ online finance ‘ also can’t be diminished. Whether it’s accessing ‘ crowdfunding’ or sourcing working capital term loans, the technological pace continues at what seems a feverish pace. One only has to read a business daily such as the Globe & Mail or Financial Post to understand the challenge of small business accessing business capital.
Business owners/financial mgrs often find their company at a ‘ turning point ‘ in their history – that time when financing is needed or opportunities and risks can’t be taken. While putting or getting new equity in the business is often impossible, the reality is that the majority of businesses with SME commercial finance needs aren’t, shall we say, ‘ suited’ to this type of funding and capital raising. Business loan interest rates vary with non-traditional financing but offer more flexibility and ease of access to capital.
We’re also the first to remind clients that they should not forget govt solutions in business capital. Two of the best programs are the GovernmentSmall Business Loan Canada (maximum availability = $ 1,000,000.00) as well as the SR&ED program which allows business owners to recapture R&D capital costs. Sred credits can also be financed once they are filed.
Those latter two finance alternatives are often very well suited to business start up loans. We should not forget that asset finance, often called ‘ ABL ‘ by those Bay Street guys, can even be used as a loan to buy a business.
If you’re looking to get the right balance of liquidity and risk coupled with the flexibility to grow your business seek out and speak to a trusted, credible and experienced Canadian business financing advisor with a track record of business finance success who can assist you with your funding needs.
Quality Specialty Tea and E-Commerce
There is no question that quality loose leaf tea is better tasting and offers more flavors and varieties that bagged tea. But quality loose leaf tea has another feature that appeals to tea drinkers and that is ease of ordering on the internet.Internet shopping or e-commerce as it is often called offers variety, lower cost and convenience and now, with the security safeguards offered by security providers like Verisign and others, e-commerce is absolutely safe.Over the years, e-commerce sites have become easier and easier to use and now orders can be placed quickly and easily. In addition, many e-commerce sites offer a variety of low cost shipping choices that can arrange delivery to the customer’s home, place of work or other locations.Prices are low with e-commerce shopping because the human element is removed and often the consumer can make a purchase without paying annoying and costly sales tax.Loose leaf specialty tea is a particularly attractive product for e-commerce. There are a wide variety of tea choices that can be included on the tea e-commerce site and, in addition to tea products, many suppliers offer high quality accessories.E-commerce sites can also provide value added information that the consumer needs ranging from in depth articles about tea and the history of tea to caffeine levels and compatible menu choice that enhance the tea experience. Some sites even provide for customer feedback that allow the consumer the ability to rate the product and service.Some e-commerce suppliers make ordering and trying the tea even easier by offering packaging that includes sampler packages (avoids the high cost of trying new flavors and blends), attractive tea tins, and ½ lb and 1 pound packages for bulk buyers. Of course, as the quantity of tea increases in each package, the unit cost of the product decreases.Loose leaf tea is also easy to ship and store and has a long shelf life so in these days of rising fuel prices, the cost impact of shipping becomes minimized.Some tea e-commerce sites are particularly good at promoting their products on the market by creating links and providing rich content that is used by search engines that list the sites. This type of promotion is definitely value added in that only new, fresh content about tea is rated by the search engines. In addition, those sites with relevant content links are counted by the major search engines.In the end, however, it is the quality of the product and service that create customer satisfaction. If the product is low in quality or the service of ordering and shipping is substandard, aggressive promotion will not create business in the long run. Successful specialty tea e-commerce sites offer the highest quality products combined with the most efficient, customer oriented service.When buying specialty tea through an e-commerce site always look for quality tea products from a site with a reputation for customer service and satisfaction.